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Rates

Loan Calculator

Please click above link to access the loan calculator

 

APR refers to the annual percentage rate or the dividend rate.

APY refers to the annual percentage yield.

Loan Rates

Rates as of 10/31/2014.
Rate Description Term Payment Description APR APR Type
Personal Loan 60 Months   *10.15 Fixed
Line of Credit up to $10,000   =3% of limit *10.15 Fixed
Personal Vacation 12 Months   *10.25 Fixed
Personal Christmas 12 Months   *10.25 Fixed
AUTO: 2021-Newer
84 Months   *6.95 Fixed
AUTO: 2018-2020 72 Months   *6.84 Fixed
AUTO: 2016-2017 60 Months   *7.18 Fixed

AUTO: 2015 & Older

48 Months   *8.73 Fixed
AUTO: Classic 60 Months   *7.64 Fixed
Motorcycles 84 Months   *7.45 Fixed

Rec Vehicle: Travel Trailer, Camper, Boats, Horse & Utility Trailers

180 Months   *9.25 Fixed

Machinery: Backhoe, Bobcat, Tractor, etc.

180 Months   *9.25 Fixed
Mobile Homes: New to 4 Years Old
180 Months   *9.75 Fixed
Mobile Homes: 5-8 Years Old

144 Months

  *9.75 Fixed
Home Equity LOC 181-240 months Bank Prime Rate * *1.25 Variable
         
         
         
         
         

*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher.
*Rates as low as and subject to change

Share Certificates

Rates as of 10/31/2014.
Rate Description Term Dividend Rates APY
$500 Minimum 12 Months 4.00%  
$500 Minimum 24 Months 2.95%  
$500 Minimum 36 Months 3.00%  
$500 Minimum 48 Months 3.05%  
$500 Minimum 60 Months 3.15%  

*Annual Percentage Yield.

Savings/Shares Rates

Rates as of 10/31/2014.
Rate Description Term Dividend Rates APY
Savings/Share: $25-$999,999.99 Quarterly 0.05% 0.05%

*Annual Percentage Yield.

IRAs

Rates as of 10/31/2014.
Rate Description Term Dividend Rates APY
No Minimum Required Quarterly 0.40% 0.40%

*Annual Percentage Yield.